Terms of Use

Card Paywise is a website specializing in informational and analytical content on financial products and services (credit cards, loans, personal finance, and related topics) offered by various companies (banks, financial institutions, and others). Our goal is to help users identify products that best fit their needs.

These Terms and General Conditions of Use are available at any time at https://cardpaywise.com/terms-of-use and should be read together with our Privacy Policy. This version became effective on May 11, 2026.

1. Definitions

1.1. For the purposes of these Terms:

User: any individual or legal entity that accesses or uses the website by any means, including mobile devices, personal computers, and internet browsers.

Content: all text, images, videos, data, and materials made available on the website.

2. Acceptance

2.1. By accessing Card Paywise by any means, the User declares to have read, understood, and fully accepted these Terms and the Privacy Policy.

2.2. The User declares to be at least 18 (eighteen) years old and to have full legal capacity to accept these Terms.

2.3. If the User does not agree, even in part, they should not use Card Paywise’s services.

3. Informational Content

3.1. The information made available on the website is exclusively informational and educational. Card Paywise is not a financial institution and does not grant credit, loans, or any other financial product.

3.2. Every decision to contract a financial product or service is the sole responsibility of the User, who must verify directly with the responsible institution the terms, rates, deadlines, and other conditions.

4. Intellectual Property

4.1. All content on Card Paywise — including text, trademarks, logos, images, and layout — is protected by copyright and intellectual property laws.

4.2. Reproduction, distribution, or commercial use without express authorization is prohibited.

5. User Responsibilities

5.1. The User agrees to use the website ethically and legally, refraining from actions that may compromise the security or operation of the platform.

5.2. The User is responsible for the information they provide and for the financial decisions they make based on the content available.

6. Limitation of Liability

6.1. Card Paywise makes its best efforts to keep content up to date but does not guarantee the accuracy, completeness, or timeliness of all information.

6.2. Card Paywise is not liable for damages arising from financial decisions made based on the information available on the website.

7. Changes to These Terms

7.1. Card Paywise may change these Terms at any time. Changes take effect upon publication on the website.

7.2. We recommend periodic review of this page to stay informed about any updates.

8. Applicable Law and Jurisdiction

8.1. These Terms are governed by applicable law where Card Paywise operates.

8.2. The forum of the User’s domicile is elected to resolve any disputes.

9. Contact

If you have questions about these Terms, please contact us at [email protected].